Dental Insurance in Rancho Santa Margarita, CA
We believe outstanding dental care should be within reach for everyone. That's why we work with your insurance and offer flexible financing options that make treatment affordable and stress-free.
We Work with Your Insurance
We know that making sense of dental insurance can be confusing. Our experienced team will verify your coverage, explain your benefits, and make sure you understand your out-of-pocket costs before any treatment begins.
At Elite Dentistry, we're committed to working with your insurance provider to maximize your benefits so you get the care you need at a price that works for you.
Insurance Plans We Accept
Elite Dentistry is proud to be in-network with many major PPO plans. Here are some of the plans we work with — and we welcome out-of-network benefits, too.
No Insurance? No Problem.
Not using insurance or not covered? Here are your other payment options.
Get in Touch$89 New Patient Special
No insurance? Our New Patient Special gets you a comprehensive exam, a full set of digital X-rays, and a non-periodontal cleaning for one low price. Many uninsured patients also choose to finance treatment with affordable, low monthly payments.
See Patient SpecialsFlexible Financing Options
We offer monthly payment plans for treatment through Cherry, with in-house financing options available upon request.
Learn About FinancingPay Directly for Your Treatment
Prefer to pay as you go? We keep our pricing transparent and our team will give you a clear estimate before any treatment begins.
Get an EstimateFrequently Asked Questions About Insurance
Don't see the answer you're looking for?
Get in TouchDo you accept my insurance?
We're in-network with most major PPO plans. If you don't see your carrier listed, call us — we can often still process your benefits as an out-of-network provider or help you maximize your coverage.
What's the difference between in-network and out-of-network?
In-network means we've agreed to discounted rates with your insurer, so your out-of-pocket costs are lower. Out-of-network means we haven't signed that contract, but we'll still file claims on your behalf and you may receive partial reimbursement.
How do I find out what my plan covers?
Our front desk team will verify your benefits before your appointment at no charge. We'll explain exactly what's covered, what your deductible and co-pays are, and give you a written estimate.
Do you offer financing if I don't have insurance?
Yes. We offer convenient financing through Cherry with affordable monthly payments, and we can help you apply right in the office.
Will you file my insurance claims for me?
Absolutely. We handle all claim submissions on your behalf and follow up with your insurer if there are any questions or delays.